Compare Credit Card

Looking for a Credit Card in UAE? A wide range of credit card choices is available from banks across the UAE.

Compare 100+ Credit Cards from top banks in UAE. To help you out, Gulf Finance offers you a list of top credit cards to compare with detailed information and features across UAE Banks.

Compare Credit Card options to build your credit below.

Card Card Name Annual Fee Interest Rate
Emirates NBD Visa Platinum Credit Card Emirates NBD Visa Platinum Credit Card
AED 0 3.50% Apply Now

Top reasons to choose

  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Flexible payment options
  • Life time free card along with a AED 300 Noon.com Voucher

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Complimentary 2-for-1 Deals with Entertainer
  • Up to 2 airport transfers per calendar year
  • Access to over 200 airport restaurant offers globally
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 6 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • 10 complimentary tickets through Vox Buy1 Get1 and 20% off at Roxy Cinemas
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Salik auto top-up feature
  • 0% Easy Instalment Plan
  • Utility Bill Payments
  • Bon Appetit – Exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn LuLu Points
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn Plus Points rewards on all domestic and international spends-Earn up to 1.5 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends

Fee and Charges

  • Interest Rate
    3.25% per month
  • Annual Fee
    AED 0
    • Golf offers
    • Valet Parking
    • Cinema Tickets
    • Dining Offers
    • Health & Fitness
    • Balance Transfer
    • Car Registration
    • Airport Lounge Access
    • Airport Chauffeur Services
    • Purchase Protection
    • Extended Warranty
    • Air Miles

AED 12,000

ENBD lulu titanium credit card Emirates NBD Lulu 247 Titanium Credit Card
AED 0 3.25% Apply Now

Top reasons to choose

  • Free for life card
  • 3.5% cashback at Lulu stores and online
  • Up to 2 free VOX cinema tickets per month
  • Life time free card along with a AED 300 Noon.com Voucher
  • Complimentary Movies and Golf Offers

Key Features

  • Earn up to 3.5 back as Lulu points on spends at Lulu stores and online
  • Exclusive privileges and offers at Lulu
  • 3 Complimentary tickets at Vox Standard under Buy1 get 1 offer
  • Free airport lounge access at over 10 lounges across the Middle East
  • Buy 1 Get 1 offers with the Entertainer app
  • Purchase protection cover up to 180 days from date of purchase
  • Up to 30% discounts on round trip international airfare or hotels from Cleartrip.com

Reward Features

Earn LuLu Points

  • Earn 3.5% on LuLu in-store and online spends
  • Earn 2% on fuel spends
  • Earn 1% on utility bill payment
  • Earn 0.35% on all other spends

Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED

Fee and Charges

  • Interest Rate
    3.25% per month
  • Annual Fee
    AED 0
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech

AED 5000

Citi Premier credit card Citibank Premier Credit Card
AED 0 3.50% Apply Now

Top reasons to choose

  • Free for life card
  • Turn big payments like rent, school fees, etc., into reward points with your Citi Credit Card
  • Instant cash at a click of a button
  • Book Staycations using your points
  • Complimentary Movies and Golf Offers

Key Features

  • Earn up to 2 ThankYou® Points for any USD 1 spent in foreign currency on your Citibank Premier Card
  • Unlimited complimentary access to 1000+ airport lounges worldwide for primary, supplementary cardmembers and one free guest each
  • One complimentary round at the Montgomerie, Els, Ranches, Abu Dhabi Golf club and Sadiyat Beach club
  • Fine dining program in partnership with over 500 dining outlets in Dubai and across UAE
  • One complimentary Marhaba Bronze Meet & Greet service per year at Dubai International Airport
  • Avail 4 complimentary tickets at Vox and 2 at Reel any day of the week. No minimum Spend required
  • Complimentary purchase Protection
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Careem chauffeur benefits – 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Dining Privileges and exlcusive offers
  • Welcome offer
  • VoucherSkout – Signup offer
  • Fly for Free
  • Travel insurance cover upto $500,000 covering the cardholder and family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)
  • Complimentary Citi Concierge service offer
  • Unlimited supplementary cards for your family members

Reward Features

Earn Citi ThankYou® Points

  • Earn 2 ThankYou® Points for any USD 1 spent in foreign currency
  • Earn 1.5 ThankYou® Points for any USD 1 spent in local currency (AED)

15 ThankYou® Points for every USD 1 spent on hotel bookings at Kaligo.com

Fee and Charges

  • Interest Rate
    3.50% per month
  • Annual Fee
    AED 0
  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance

AED 5000

Emirates NBD Go4it Gold Credit Card Emirates NBD Go4it Gold Credit Card
AED 0 3.25% Apply Now

Top reasons to choose

  • Access to Regular class and fare payment of Regular Class from Nol Tag ID
  • Exclusive cinema offers Earn Plus Points on all spends
  • Life time free card along with a AED 300 Noon.com Voucher.
  • Complimentary life insurance pls refer to more details page

Key Features

  • Use your Go4it Card like the RTA Nol Card as well as a credit card
  • Earn Plus Points rewards on all spends
  • 4 tickets discouted at 47.25AED for 2 at Standard Vox.
  • Earn Plus Points rewards on all spends
  • 0% Easy Instalment Plan
  • Earn additional Plus Points on weekends and on RTA spends
  • Redeem Plus Points for gift vouchers, top up for your Nol Tag ID, frequent flyer miles, annual membership fee waivers, or even cash back
  • Salik Auto Top Up
  • Bon Appétit – An exclusive dining experience
  • Free rides on Dubai Ferry
  • Discounts on air tickets and holiday packages
  • Complimentary Life Insurance (AED 75,000)
  • International Medical & Travel Assistance
  • Utility Bill Paments
  • SkyShopper-Your online marketplace for deals and discounts
  • Lifestyle Protector Insurance
  • Auto top up facility for Nol top up
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Plus Points rewards:
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 5 Plus Points for every AED 400 spend on weekends.
  • Earn up to 4 Plus Points for every AED 400 spend on RTA.
  • Earn up to 1 Plus Points for every AED 400 spend on weekdays.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month
  • Annual Fee
    AED 0
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Life Insurance

AED 6,000

Deem Mastercard Titanium cash up credit card Deem Mastercard Titanium Cash Up Credit Card
AED 0 3.33% Apply Now

Top reasons to choose

  • Up to 3% accelerated Cash Up on your everyday spend like supermarkets, fuel and utilities
  • Complimentary airport lounge access
  • Exclusive deals & discounts through the Deem Offers app
  • 20% discount on 3 Careem rides every month
  • First year free

Key Features

  • Enjoy attractive deals & discounts on casual dining, amusement parks, tourist attractions etc. via Deem Offers app
  • Earn up to 3% cash up on regular spend categories like supermarkets, fuel & utility bill payments (DEWA, SEWA etc.)
  • Complimentary airport lounge access
  • Free for the first year
  • Enjoy attractive deals and discounts with the Deem Offers app
  • 50% off on 3 movie tickets per month
  • 20% discount on 3 Careem rides every month
  • Up to 15% on Avis car rentals worldwide
  • Deem Double Secure protection which not only covers the credit card outstanding but also provides a nominee payout of an equal amount

Reward Features

Earn Cash Up:
  • 3% unlimited Cash Up at supermarkets
  • 3% unlimited Cash Up on online shopping
  • Up to 3% on utilities & government services
  • 0.5% unlimited Cash Up on all other spends

Flexibility Fee and Charges

  • Interest Rate
    3.33% per month
  • Annual Fee
    AED 0
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech

AED 5,000

Citi Cashback Credit Card Citibank Cashback Credit Card
AED 0 3.50% Apply Now

Top reasons to choose

  • Excellent cashback on international spend
  • Enjoy Local discounts and offers on dining, online shopping and entertainment
  • No categories are excluded from earning cashback
  • Unlimited & automatic cashback
  • Welcome offer of AED 150
  • VoucherSkout-Signup offer

Key Features

  • Unlimited Cashback – 3% on international spends, 2% on supermarket spends and 1% on all local spends
  • Automatic Cashback – credited each month
  • No cashback earn caps and no minimum spend hurdles to qualify for cashback
  • Global Airport Lounge Access to 1000+ lounges for both basic and supplementary Citibank Cashback cardholders
  • VoucherSkout – Signup offer
  • Best Dining Privileges – up to 20% discount at select restaurants in Dubai, Abudhabi and across UAE
  • Travel Inconvenience Insurance
  • Unlimited Supplementary cards

Reward Features

Earn Cashback on your Citibank Cashback Credit Card:
  • Earn 3% on all International Spends
  • Earn 2% on grocery/supermarket spends
  • Earn 1% on all other spends
  • No caps – unlimited cashback on all your spend!

Flexibility Fee and Charges

  • Interest Rate
    3.50% per month
  • Annual Fee
    AED 0
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance

AED 8,000

FAB Islamic Cashback Credit Card FAB Islamic Cashback Credit Card
AED 315 3.50% Apply Now

Top reasons to choose

  • 12% cashback on supermarket spends for the first 3 months
  • 6% cashback on fuel and utilities such as water and electric
  • 2% cashback on non-AED spend and 1% cashback on all other

Key Features

Discover an exclusive range of privileges to enjoy life’s luxuries

  • SHOP SMART: Get up to 10% Cashback all year round at leading global online stores using your FAB Islamic Credit Card. Visit shopsmart.ae to register and save every time you buy from your favorite online brands through Shop Smart.
  • THE VILLAGE SHOPPING COLLECTION*: Get exclusive offers at 9 shopping villages in Europe which includes Bicester Village, Fidenza Village, Ingolstadt Village, and more.
  • SHIP YOUR ONLINE PURCHASES HOME FOR LESS*: Shop at thousands of U.S. online stores with a discount on shipping using MyUS.
  • DISCOVER THE LASTEST DESIGNER FASHION*: With over 3,000 different luxury fashion brands, Farfetch offers an unrivaled range of incredible products from the world’s best designers and boutiques.
  • BUY 1 GET 1 FREE OFFERS*: Download the Mastercard Buy 1 Get 1 App to browse the best offers with over 900+ offers across over 90+ destinations and close to 600+ merchants.
  • MASTERCARD OFFERS*: Plus enjoy many more offers available to FAB Cashback Islamic credit cardholders.
  • AIRPORT LOUNGE ACCESS*: Get unlimited access to over 850 lounges in more than 450 cities in over 135 countries, worldwide.
  • BOOK WITH AVIS AND RECEIVE EXCLUSIVE OFFERS*: Whether you are travelling with your family or on a business trip, enjoy exclusive benefits with Avis.
  • LUXURY SERVICED APARTMENTS AND HOTEL OFFERS*: Now when you travel for extended periods, you can feel at home with discounts of up to 10% on your stay at luxury serviced apartments.
  • COMPLIMENTARY HOTEL NIGHTS WITH MARRIOTT BONVOY HOTELS*: Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa.
  • PREMIUM MEMBERSHIPS WITH HERTZ CAR RENTAL*: Renting a car is now hassle-free. With World Mastercard, you are automatically eligible for Hertz Gold Plus Rewards® Five Star membership.
  • DISCOUNTS WITH CLEARTRIP*: Enjoy a 10% discount on any international roundtrip airfare.
  • CAREEM CHAUFFEUR SERVICE*: Get 20% off when you book a ride with Careem. Choose your preferred car type for immediate pick-up or schedule for later.

FAB Cashback Islamic card comes with additional protection features

  • TAKAFUL CREDIT SHIELD PLUS: If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Credit Shield Plus.
  • TAKAFUL WALLET SHIELD: Takaful Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, stolen cash, and stolen identification papers or keys. To apply SMS “WS” to 2121.
  • TRAVEL INCONVENIENCE INSURANCE*: Travel with peace of mind. Whether your luggage goes amiss or you experience flight delays, you’re covered.
  • TRAVEL MEDICAL INSURANCE*: Make your travel worry-free. We’ve got you covered in case of an emergency.
  • TRAVEL INSURANCE CONFIRMATION LETTER*: Generate a travel insurance letter seamlessly and instantaneously for your visa application needs.

Reward Features

Get the best cashback rate on your everyday spending with 12% cashback on supermarket spends. Your cashback will be calculated monthly and will be credited into your account monthly, hassle-free.
  • 12% CASHBACK ON SUPERMARKET SPENDS, FOR THE FIRST 3 MONTHS SINCE ISSUANCE OF THE CARD AND THEREAFTER 6% CASHBACK
  • 6% CASHBACK ON FUEL AND UTILITIES SUCH AS WATER AND ELECTRICITY
  • 2% CASHBACK ON NON-AED SPEND AND 1% CASHBACK ON ALL OTHER RETAIL SPEND, INCLUDING ONLINE SHOPPING
  • AED 300 CASHBACK SIGN-UP BONUS
  • Make one retail transaction in the first 30 days of card issuance and you’ll receive AED 300 as a sign-up bonus cashback

 



Flexibility Fee and Charges

  • Interest Rate
    3.50% per month
  • Annual Fee
    AED 315
  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance



AED 5,000

Mashreq Cashback credit card Mashreq Cashback Credit Card
AED 0 3.45% Apply Now

Top reasons to choose

  • 5% Cashback on dining spends in the UAE
  • 20% cashback for the first 6 months at Zomato, Netflix and more. Max. cashback of AED 50 per merchant per month.
  • No annual fees for your Primary and Supplementary cards
  • AED 500 Cashback as joining bonus

Key Features

Unlike other cards in the market, Mashreq Cashback Credit Card does not have any minimum spend thresholds. This means you will start saving on your spending from as little as AED 1/-

All retail purchases made on the card will be eligible for the cashback. Spends not qualified for cashback are:

  • Balance transfers
  • Local cash advances
  • Credit card cheques
  • Finance charges
  • All fees charged on the Card by the Bank
  • Transactions reversed by Merchants
  • Utility bill payments like telephone bills, water and electricity bills made through the Bank’s payment channels like Call Center, Mashreq Online, ATM, Mobile Banking, Branches or any other Bank’s payment channel.

Reward Features

Unlimited Cashback on all spend
  • 5% Cashback on dining spends in the UAE
  • 2% Cashback on international spends
  • 1% Cashback on other local spends
  • No caps. No complicated calculations. Just pure savings, guaranteed

The cashback will be calculated on your statement date. For example: For customers with a statement date (billing cycle) on the 25th – Spends posted between the 25th and 24th of every month will be considered.

The cashback can be redeemed on achievement of a minimum of AED 100/- as a cashback balance.

To redeem your cashback: – Visit Mashreq Online Banking on mashreq.com for online redemption, or – Call the Direct Banking Center at 04-4244444 and place a request for the same. The cashback will be credited within a maximum of 3 working days into the Cashback Credit Card account. 

the cashback earned has a maximum validity of 18 months from the date of earning. If the cashback is not redeemed within this period, it will be expired.

20% cashback for the first 6 months at Zomato, Netflix, Careem, Noon, UberEats, iTunes, Uber, Du, Talabat, Amazon Prime & Etisalat.

Flexibility Fee and Charges

  • Interest Rate
    3.45% per month
  • Annual Fee
    AED 0
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty

AED 10,000

city simplicity credit card UAE Citi Simplicity Credit Card
AED 0 3.50% Apply Now

TOP REASONS TO CHOOSE

  • Excellent cashback on international spend
  • No categories are excluded from earning cashback
  • Unlimited & automatic cashback
  • Welcome offer of AED 150
  • Get 50% off food delivery or dine in total bills at over 500 outlets with 50 free voucherSkout credits. (worth AED 250)
  • Unlimited Cashback – 3% on international spends, 2% on supermarket spends and 1% on all local spends
  • Automatic Cashback – credited each month
  • No cashback earn caps and no minimum spend hurdles to qualify for cashback
  • Global Airport Lounge Access to 1000+ lounges for both basic and supplementary Citibank Cashback cardholders
  • VoucherSkout – Signup offer
  • Best Dining Privileges – up to 20% discount at select restaurants in Dubai, Abudhabi and across UAE
  • Travel Inconvenience Insurance
  • Unlimited Supplementary cards

Earn Cashback on your Citibank Cashback Credit Card:

  • Earn 3% on all International Spends
  • Earn 2% on grocery/supermarket spends
  • Earn 1% on all other spends
  • No caps – unlimited cashback on all your spend!

Fee and Charges

  • Interest rate – 3.50%
  • Annual Fee – AED 0
  • Cash Advance Fee – 3.00% / Min AED 99
  • Non Aed Transaction Fee – 2.99%

Other Benefits

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
AED 5000
FAB Cashback Credit Card FAB Cashback Credit Card
AED 315 3.50% Apply now

Top reasons to choose

  • Free Supplementary Card
  • A Credit Card with 5% cashback on supermarket (including online), fuel and utilities
  • Cinema Offers
  • AED 300 Cashback Welcome Bonus

Key Features

  • Cashback on all domestic and International transactions
  • Free Supplementary Card
  • AED 300 Cashback Welcome Bonus
  • Upto 2 discounted tickets at VOX
  • Unlimited complimentary ariport lounge access at select GCC lounges for primary & supplementary card holders
  • Buy 1 Get 1 Free offers using the Mastercard app
  • Exclusive Avis rent a car benefits
  • Shop Smart
  • Luxury Serviced Apartments and Hotel Offers

Reward Features

Earn Cashback
  • 5% cashback on supermarket (including online), fuel and utilities.
  • 2% cashback on non-AED spends.
  • 1% cashback on all other retail spends, including online shopping.

Flexibility Fee and Charges

  • Interest Rate
    3.50% per month
  • Annual Fee
    AED 315
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access

AED 5,000